When are taxes due? Deadlines for the 2026 filing season
When are taxes due? Deadlines for the 2026 filing season
Here’s what to know about timelines, extensions, refunds, and estimated tax payments for the 2025 tax year
When are taxes due? Deadlines for the 2026 filing season
Here’s what to know about timelines, extensions, refunds, and estimated tax payments for the 2025 tax year
Key takeaways
- Federal income taxes for tax year 2025 are due Wednesday, April 15, 2026
- The IRS will likely begin accepting returns in late January 2026
- Most refunds arrive in under 21 days
- You can file Form 4868 for a 6-month filing extension to Oct. 15, 2026
- People with different income streams may need to pay estimated taxes, due quarterly
Taxes for 2025 are due April 15, 2026. You can likely file beginning in late January, and e-filing is typically the quickest way to get refunds faster. Filing extensions don’t extend payment deadlines. Self-employed and others without withholding must meet quarterly estimated tax due dates.
Tax Day is when most Americans are required to file their federal income tax return. When are taxes due this year? U.S. income taxes for tax year 2025 are due Wednesday, April 15, 2026.
Details on Tax Day 2026
Extenuating circumstances can cause Tax Day to be changed. During the pandemic, Tax Day was pushed back to allow financial relief for taxpayers.1 And if Tax Day falls on a weekend, it’s usually moved to the following Monday.
Even when deadlines change, it’s worth considering filing as soon as possible, especially if you are owed a refund. Based on last year’s date of January 27, the first day for filing your 2025 tax returns will likely be in late January 2026, and you can file at any time until April 15.2
The quickest way to get your refund is by filing electronically with direct deposit. According to the IRS, most refunds are issued in less than 21 days.3
Read more: How long does it take to get a tax refund?
Frequently asked questions
Will Tax Day be extended again?
The IRS has not extended the deadline past April. Currently, the tax filing deadline for your 2025 income taxes remains April 15, 2026.
Can I file for an extension?
The IRS allows taxpayers to file for an extension beyond the normal tax-filing deadline. You can receive a six-month extension for many reasons simply by filing IRS Form 4868, giving you until October 15 to file your return.4,5
However, receiving an extension only extends the due date for filing your tax return. It doesn’t extend the due date for paying any taxes that may be due — you still must pay these by April 15. If you don’t, you could face late-payment penalties on top of the amount of tax that is due.
Read more: How to file a tax extension: Everything you need to know
When are estimated taxes due?
Most employees have federal taxes withheld from their gross wages each pay period. For them, Tax Day primarily involves filing income tax returns and paying additional taxes due (if any) or claiming a tax refund.
But some people don’t have taxes withheld from wages by an employer. This includes independent contractors, self-employed individuals, and those who earn money from tips or receive investment earnings. These individuals typically must make estimated tax payments according to a quarterly or monthly estimated tax schedule.
For the 2025 tax year, these are the due dates for quarterly estimated tax payments:6
- First quarter: April 15, 2025
- Second quarter: June 16, 2025
- Third quarter: September 15, 2025
- Fourth quarter: January 15, 2026
If estimated taxes aren’t paid by the deadline, late-payment penalties could be assessed on the amount of taxes that’s due. Individuals who don’t pay their quarterly estimated tax by January 15, 2026, but file their 2025 tax return early will not be assessed a penalty.
Looking for more information? Check out Empower's comprehensive guide to filing your taxes.
Get financially happy
Put your money to work for life and play
1 IRS, “Tax Day for individuals extended to May 17: Treasury, IRS extend filing and payment deadline,” March 2021.
2 IRS, “2025 tax filing season starts as IRS begins accepting tax returns today; taxpayers have many options for help,” January 27, 2025.
3 IRS, “Processing status for tax forms,” December 12, 2025.
4 IRS, “Get an extension to file your tax return,” September 19, 2025.
5 IRS, “About Form 4868, Application for Automatic Extension of Time to File U.S. Individual Income Tax Return,” August 20, 2025.
6 IRS, “Estimated Tax,” December 4, 2025.
RO5079710-1225
The content contained in this blog post is intended for general informational purposes only and is not meant to constitute legal, tax, accounting or investment advice. You should consult a qualified legal or tax professional regarding your specific situation. No part of this blog, nor the links contained therein is a solicitation or offer to sell securities. Compensation for freelance contributions not to exceed $1,250. Third-party data is obtained from sources believed to be reliable; however, Empower cannot guarantee the accuracy, timeliness, completeness or fitness of this data for any particular purpose. Third-party links are provided solely as a convenience and do not imply an affiliation, endorsement or approval by Empower of the contents on such third-party websites. This article is based on current events, research, and developments at the time of publication, which may change over time.
Certain sections of this blog may contain forward-looking statements that are based on our reasonable expectations, estimates, projections and assumptions. Past performance is not a guarantee of future return, nor is it indicative of future performance. Investing involves risk. The value of your investment will fluctuate and you may lose money.
Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.