How tax-loss harvesting can reduce your tax bill Tax-loss harvesting is the investing technique of selling depreciated securities to offset gains within a given tax year.
What is a traditional IRA and how does it work? A traditional IRA may offer tax-deductible contributions, depending on eligibility, with any earnings tax-deferred and withdrawals typically taxed upon distribution
Unraveling the 403(b): Eligibility, withdrawal rules & taxes A 403(b) plan is similar to a 401(k) plan with a few exceptions. Here's how 403(b) plans work, as well as the pros and cons of investing in this type of retirement plan.
How much should I have saved by 30? Get a Sense Check At this stage it may be less about hitting a perfect savings number and more about establishing strong financial habits that support your long-term goals.
Spousal IRA: What it is and how it works A spousal IRA can be an excellent way for stay-at-home parents, homemakers, and other spouses without their own taxable compensation to prepare for retirement without having to rely solely on their spouse’s retirement accounts.
Roth IRA withdrawal rules Learn Roth IRA withdrawal rules, including the five-year rule, qualified distributions, conversion clocks, and penalty exceptions.
Saving for a home: The states where a 10% down payment comes together fastest A state‑by‑state look using a 10% of discretionary income savings plan — plus what 2026’s forecast could mean for timelines.
What is a non-deductible IRA? A non-deductible IRA is a retirement savings strategy for those who are not eligible to make tax-deductible contributions to a traditional or Roth IRA.
Wealth Watch: What Americans spent and saved in 2025 Americans spent more in 2025 on travel, merchandise, and experiences while essentials continued to rise, yet many still boosted savings — especially Gen Z.
Roth vs. traditional IRAs: Which should I choose? Two common types of IRAs are Roth IRAs and traditional IRAs, which have similar contribution limits but differ when it comes to their tax advantage. Which should you choose?
Average retirement savings by age Discover the average retirement savings by age and learn why personalized planning is crucial for securing your future.
This savings account has tax advantages for life Health savings accounts hold a "triple tax advantage" that can keep money on track for potential growth, even outside of medical spending.
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