Skip to main content

Personal investors

Workplace retirement

Employers and plan sponsors

Financial professionals

Home

WM 2.0 - Blogs

  • The Currency
  • Press center
  • Investment Insights
The Currency homepage. Power up with today's financial news.
Home

WM 2.0 Blog - Currency Categories

  • Money
  • Life
  • Work
  • Play

Sunday, December 21, 2025

Currency Mobile Nav

  • The Currency
    • Money
    • Life
    • Work
    • Play
    • Glossary
  • Press Center
  • Investment Insights

Breadcrumb

  1. The Currency
  2. Search

72 results found for “Taxes”.

How to avoid capital gains tax

Capital gains taxes are owed when an asset is sold for more money than was paid for the asset. Learn more about capital gains taxes and how to avoid them.

IRS Direct File: How it works and who is eligible

Direct File is a new tax tool to file federal taxes directly with the IRS. The online offering is currently available for more than 30 million eligible taxpayers.

What are short-term capital gains taxes?

Short-term capital gains tend to be when you owned an asset for a year or less before selling it for a profit. Short-term gains may be taxed at a higher rate than long-term ones.

Wash-sale rule: A key consideration in tax-loss harvesting

Within tax-loss harvesting, the wash-sale rule prohibits you from writing off an investment loss, which could make your taxes higher than hoped. Learn how to identify and avoid wash sales.

What is a 401(k)?

The 401(k) is a common workplace retirement plan that gives employees the opportunity to invest for retirement in a tax-advantaged way. Learn how it can serve as a pillar of wealth building.

Gift tax: What is it and how does it work?

Gift taxes are levied when a person gives away more than the annual per-recipient limit. Learn more about the exclusions, tax rates, and how to avoid gift taxes.

Prep your W-4 form for 2025 tax season

The amount of tax you pay – and withhold along the way – can have a big effect on your finances at filing time. One document can make a big difference: your W-4.

What is a Roth IRA?

A Roth IRA is a type of investing account designed for retirement savings. Find out if it may be the right investment vehicle to help you meet your goals.

Charitable giving: Tax-smart strategies for doing good

Developing a tax-savvy giving back strategy can be an important part of a comprehensive financial plan — and help make doing good an effective year-round endeavor.

Move a mile

Move a mile, make a million

Tax optimization strategies are an important consideration in overall wealth and lifestyle planning. You don’t have to move thousands of miles to benefit from “tax cliffs” – or variations in tax rules when you cross a border. 

Making a Difference: How advice drives retirement readiness in the tax-exempt market

Empower research finds that workplace savers who have taken advantage of advice interactions available through their plans are significantly better prepared for retirement than those who haven't.

What is PITI?

PITI stands for principal, interest, taxes, and insurance. It's what makes up your annual homeownership expense and determines how much house you can afford.

Pagination

  • First page « First
  • Previous page ‹ Previous
  • Page 1
  • Page 2
  • Page 3
  • Page 4
  • Current page 5
  • Page 6
  • Next page Next ›
  • Last page Last »

Footer menu

  • Why Empower
    • Cybersecurity
    • Community impact
    • Diversity, Equity, Inclusion & Belonging
  • News and views
    • The Currency™
    • Press center
  • About Empower
    • About us
    • Our history
    • Careers
  • Help
    • Contact us
  • Who are you?
    • Personal investor
    • Financial professional
    • Plan sponsor
EmpowerOfficial logo of Empower.
© Empower Annuity Insurance Company of America. All rights reserved.
  • Facebook
  • X (fka Twitter)
  • Snapchat
  • LinkedIn
  • Instagram
  • YouTube
  • TikTok

  ("Site") has entered into an advertising campaign with Empower Personal Wealth, LLC ("EPW"), through which Site is paid up to $250 for each individual lead. The Site, due to such compensation, has an incentive to recommend EPW, resulting in a material conflict of interest. Individuals who are referred to EPW are not obligated to subscribe for investment advisory services provided by Empower Advisory Group, LLC ("EAG"). Those individuals who do subscribe for EAG's investment advisory services will not pay increased management fees or any other fees to Site, EPW, or EAG as a result of this campaign. Site financially benefits from referring individuals to EPW. Site is not affiliated with EPW or EAG.

Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG). EAG is a registered investment adviser with the Securities and Exchange Commission (SEC) and an indirect subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. Advisory fees are calculated based upon the amount of assets being managed (as detailed further in the Empower Advisory Group, LLC Form ADV).

“EMPOWER” and all associated logos, and product names are trademarks of Empower Annuity Insurance Company of America. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. ©2025 Empower Annuity Insurance Company of America. All rights reserved.

Legal

  • Security center
  • Accessibility
  • System requirements
  • Privacy
  • Terms and conditions
  • Business continuity plan
  • Market timing and excessive trading policies
  • Investor education and protection
  • Form CRS & Reg BI Disclosure
  • Empower representative compensation
  • SEC Rule 605-606