What should I consider when picking my 401(k) investments? Get a Sense Check In this edition of Sense Check, Empower’s Ryan Deakins explains how to pick 401(k) investments, breaking down strategy, fund options, and contribution approaches.
The big changes to 529s in the 2025 spending bill July’s spending bill doubles the withdrawal limit for K-12 expenses to $20,000 and expands how families can use their education savings, including for nontraditional learning and IRA rollovers.
How do I invest in mutual funds? Get a Sense Check In this edition of Sense Check, Empower’s Joseph Chang, CFP® weighs in on how to invest in mutual funds and key considerations for beginners
What to know about HSAs, FSAs, and HRAs in 2025 HSAs, FSAs, and HRAs each offer potential tax perks and flexibility for managing healthcare spending today and in retirement.
Employee stock purchase plans: A guide to benefits and risks ESPPs allow workers buy company stock at a discount through payroll deductions, but plan features and tax rules determine how much value they deliver.
The rise of health savings accounts with Gen Z and Millennials Rising limits and growing adoption are turning Health Savings Accounts (HSAs) into a long-term tool for younger workers.
Retirement savings goals 2025: 20-somethings have double the recommended balance How close are Americans to hitting the savings milestones some experts recommend? Empower data, paired with income benchmarks, shows where each age group stands.
Bonds are back in the spotlight for investors After years of low returns, bonds are experiencing a renewed appeal in a high-interest, moderate-inflation environment.
Wealth Watch: Roth IRAs account for nearly a third of Gen Z and Millennial retirement savings Empower analysis finds that younger generations are investing post-paycheck for tax-free withdrawals in retirement.
Smaller by design: Why some companies are breaking up this year While 2025 is shaping up to be a banner year for mergers and acquisitions, some large corporations are seeing a clearer path to value by pulling themselves apart.
What are mutual funds? Mutual funds are a type of investment that pools money from numerous shareholders to invest in a variety of securities, such as stocks, bonds and money markets. Learn about the advantages and disadvantages of this type of investment.
What is a brokerage account? With a brokerage account, you can buy and sell assets on the stock market. Learn how the process works and whether this investment account may be right for your financial situation.